Wednesday, January 11, 2012
Beyond the budget.
Here's the thing. There is cheap, misspending, budget, and just making sure you have enough to survive should things get really bad. A long time ago when I made a good amount of money a year only had one child and my car was paid off I would buy lunch every single day at work. Spending 7 bucks on lunch was no issue. Once my work commission got cut over 4 years ago I cut that out and having my second child also contributed to it. People can see this as me becoming cheap fine but I will not spend $140 on lunch a month. I could take lunch everyday for less then $10 a week. Do I enjoy taking lunch everyday? Honestly no. I wanna go to Chipotle, Panda Express or Carl's Jr on my break for lunch. But now I have 2 children, more bills and don't make as much as I used to plus the child support I should get for my oldest son I don't and I'm losing hope that I ever will. All this is fine as long as you learn to budget everything. My problem I feel like I'm the only one who cares about the budget. I feel like others around me don't. I can't get my mom to see spending $40 at the casino is too much. I can't get my dad to realize he takes unnecessary trips to Sam's club. I can't get the hub to take lunch to work or eat at home more often to save a few dollars. Every time I say anything it's like I get the "oh your such a cheap ass" vibe for everyone. I'm I really a Cheap ass?? Is it bad to want to try to pay down my credit card bill I have from a rough point in 2008 that I needed emergency money to cover a unexpected expense which I'm still mad at my self for not having the entire amount in savings? Is it bad to never want to be short on rent or borrow money from people? Yes every dollar counts which is why I gave up Starbucks, getting my nails done along time ago, going to clubs, drinking at bars often and shopping just because I feel like it. My guilty pleasure is getting tattooed but I've even cut that back by having to put my right arm work hold till I totally have the money saved up for it. As much as I want to go to Canada, England and Australia all that will wait till the cash is saved. I cut coupons when I can thanks to extreme couponing I'm no longer ashamed to use them. I will continue my cheapassness as long as I keep working 40 hours a week to survive.
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